Shamel Kiosk portfolio provides full-feature in-Store Bill Payment, Multi-Function Money Services and Bill Payment Software solutions. Customizable solutions provide valued services for cash-preferred customers; improving store revenues & service efficiency while reducing transaction costs. Shamel features two business models for self-service bill payment kiosk solutions: •Direct Bill Payment offers customers the ability to pay their bills in their service providers’ retail locations •Aggregate Bill Payment offers customers the convenience to pay multiple bills at one location. •Eliminating personal bill acceptance directly effects increased sales productivity of store associates, and cuts per-transaction fees. •Electronic input minimizes human error and reconciliation costs, increases throughput, and speeds transaction time for customers. •Multi-lingual options empower foreign-speaking customers. •Security features ensure customer confidentiality in every transaction. •Shamel Bill Pay application manages all common payment transaction needs with turnkey hardware controls to drive all payment components. •SHAMEL CORE, a proprietary and licensable full-feature remote kiosk network management platform, provides real-time visibility, communication and monitoring tools for centralized control.